I posted a few days ago about my budgeting system: paper and pen. But I also said that I have my budget planned out through December 2009. Here it is with a few approximations! approximation #1 is that my rent stays the same for the whole year ($441). Approximation #2 is that the credit card is about $700 per month. Some months (Dec + Nov) might be higher. But I don't expect other months to be higher than that, if anything it would be lower. You'll see my salary get a bump as of July 1st. That is a cost of living adjustment, not a type-o. let me know what ya'll think or if I made any mistakes!
1/9/09 $272 + 1790 - 335(fedloan) - 75(ballet) = $1652 - 76(macys bill) - 28(DMV fee)
$1000 loan, $500 ING
1/23/09 $84 + 1825 - 441(rent) -187(private loan) - 1141.53 (credit card) = $140
2/6/09 $140 + 1840 - 335(fedloan) - 75(ballet) = $1570
$1000 Roth
2/20/09 $570 + 1840 - 441(rent) - 187(private loan) - 700(credit card) = $1082
$1000 private loan
3/6/09 $82 + 1840 - 335(fedloan) - 75 (ballet) = $1512
$1000 Roth
3/20/09 $512 + 1840 - 441(rent) - 187(private loan) - 700 (credit card) = $1024
$1000 private loan
4/3/09 $24 + 1840 - 75 (ballet) = $1789
$1500 private loan
4/17/09 $289 + 1840 - 335(fedloan) - 700 (credit card) = $1094
$1000 Roth
5/1/09 $94 + 1840 - 441(rent) - 187(private loan) - 75 (ballet) = $1231
$1000 private loan
5/15/09 $231 + 1840 - 335(fedloan) - 700 (credit card) = $1036
$1000 Roth
5/29/09 $36 + 1840 - 441(rent) - 187(private loan) - 75 (ballet) = $1173
$1000 private loan
6/12/09 $173 + 1840 - 335(fedloan) - 650 (credit card) = $1028
$1000 Roth
6/26/09 $28 + 1840 - 441(rent) - 187(private loan) - 75(ballet) = $1165
$1000 private loan
7/10/09 $165 + 1880 - 335(fedloan) = $1710
$1000 Roth
7/24/09 $710 + 1880 - 441(rent) - 187 (private loan) - 700(credit card) - 75 (ballet) = $1187
$1000 private loan
8/7/09 $187 + 1880 - 335(fedloan) = $1732
$1000 Roth
8/21/09 $732 + 1880 - 441(rent) - 187(private loan) - 700 (credit card) = $1284
$1000 private loan
9/4/09 $284 + 1880 - 75(ballet) = $2089
$1500 private loan
9/18/09 $589 + 1880 - 335(fedloan) - 187 (private loan) - 700 (credit card) = $1247
$1000 Roth
10/2/09 $247 + 1880 - 441(rent) - 75(ballet) = $1611
$1000 private loan
10/16/09 $611 + 1880 - 335(fedloan) - 700(credit card) = $1456
$1000 Roth
10/30/09 $456 + 1880 - 441(rent) - 187 (private loan) - 75 (ballet) = $1633
$1000 private loan
11/13/90 $633 + 1880 - 335(fedloan) - 700 (credit card) = $1478
$1000 Roth FULLY FUNDED
11/27/09 $478 + 1880 - 441(rent) - 187 (private loan) - 75 (ballet) = $1655
$1000 private loan FULLY PAID
12/11/09 $655 + 1880 - 335(fedloan) - 700 (credit card) = $1500
12/24/09 $1500 + 1880 -441(rent) = $2939
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