Today is day 2 of the diet. It went pretty well although I could have skipped dessert. I didn't work out today, but I did a lot of errands and chores around the house. I am thus pretty tired. BF and I are now watching Gran Torino with Clint Eastwood. Clint is from my hometown, Monterey and Carmel. Clint was the mayor of Carmel for about 10 years in the late 80s and early 90s. He is really a local celebrity. Everyone loves him. He owns a small restaurant in Carmel named Mission Ranch. Its a pretty good movie. I would highly recommend it. We also started watching Nights in Rodanth. Horrible! Don't bother seeing it. It is highly predictable and lame.
As for PF stuff, today I put $1,000 towards my last private law school loan (only $13000 left to go for the year! yay!) and $500 in ING to cover the extra taxes that I will owe. The BF and I will be filing our taxes in February and I will need to have some extra cash to pay for it. My Emergency Fund had about $1000 in it and I have buffed it up to $2000 for taxes. BF and I have estimated that I will need about $1500 in about a month to give to Uncle Sam. This gets me fit to be tied. I have had more than enough withheld from every paycheck and now I am going to owe more. It is infuriating how this government can blow through my money faster than evilkinevil! and I don't even make that much! whatever...soon enough I am going to appeal to Congress for the "Bogeygrl's Budget Bailout." Perfect acrynym BBB. :)
Additionally, taxes are a bummer for two income households that make about the same amount of money. Taxes benefit two income households when one person makes more than the other. Thus in effect lowering the higher earning person's tax exposure. Taxes encourage people to get married. They encourage people who make disparate incomes to get married. In our case, we make the same decent amount, thus we have no benefit to getting married, taxes related anyway. in short, we are getting f*cked in taxes.
My monthly budget includes a of goal $1000 towards my last private law school loan and $1000 towards Roth IRAs. This is completely feasible if my BF and I keep our monthly expenses in check, which we usually do. :) I love getting rid of debt, it makes me feel so accomplished.
Today's Diet:
cereal - 70 calories
milk - 100 calories
approximately 25 blueberries - 20 calories via http://www.calorieking.com/foods/calories-in-fruit-fresh-blueberries-raw-edible-portion_f-2lkPTM3MDY4JmJpZD0xJmZpZD02MzgyNSZwYXI9.html
2 slices pizza - 500 calories
tacos for dinner: yummy!
ground turkey with mushrooms and onions - small serving approximately 150 calories
lettuce - free
beans - 100 calories
cheese - 70 calories
avocado - 100 calories
tomatos - 25 calories
dessert: lime popsicle - 60 calories
chocolate square - 60 calories
total: 1255 calories
Gotta get to bed soon, as tomorrow is a work day! Goodnight!
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2 comments:
I am interested in hearing more about the tax situation - is this due to amount of withholdings during the year, or an increased liability because your joint income is much higher after getting married? ~ LW
LW-
This is due to joint income being much higher. tax rates for $55K per year aren't that bad (25% maybe?) but for $110K per year we are looking at 35%. I will keep this in mind for a future post.
love the comments!
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